Legal

Terms and Conditions

Last updated June 18, 2026.

These Terms govern access to and use of the Muskoka Mortgage Doc website. By using the website, you agree to these Terms.

This website is associated with Mackenzie Docksteader, Mortgage Broker. Authorized to deal in mortgages on behalf of Verico Paragon MortgagePal Inc. DBA MortgagePal Inc., FSRAO Brokerage #12685. Ontario.

Use of the website

The website provides general information about mortgage brokerage services, tools, and resources. Content is for informational purposes only and is not legal, tax, investment, or financial advice. Obtain professional advice tailored to your situation before making financial decisions.

We are a mortgage brokerage service, not a lender. Rates, payments, examples, and calculator outputs are illustrative and subject to change. Mortgage products and approvals are subject to lender criteria, verification of information, insurer requirements, property review, and other conditions. Nothing on the website is a commitment to lend.

Eligibility and acceptable use

You must be at least 18 years old to submit information through the website. You agree to use the website only for lawful purposes and not to interfere with website security, attempt unauthorized access, submit false or harmful information, or use automated tools to misuse website functionality.

Your submissions and communications

If you submit information, you agree that it is accurate and complete to the best of your knowledge. You consent to being contacted by email, phone, or SMS to respond to your inquiry and provide services. Standard message and data rates may apply.

Do not send sensitive information such as Social Insurance Numbers, full bank account numbers, or full account credentials through the general contact form.

Third-party services and links

The website may link to third-party services such as scheduling tools, mortgage application portals, calculators, and external websites. Those services are governed by their own terms and privacy policies. We are not responsible for their content or practices.

Intellectual property

Website content, including text, graphics, logos, images, and design, is owned by or licensed to us and protected by applicable laws. You may view and print content for personal, non-commercial use only. No other use is permitted without prior written consent.

Disclaimers and limitation of liability

The website is provided on an as-is and as-available basis without warranties of any kind. We do not guarantee that the website will be error-free, uninterrupted, current, complete, or free of harmful components.

To the maximum extent permitted by law, we will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to use of the website.

Governing law

These Terms are governed by the laws of Ontario and the federal laws of Canada applicable therein. Disputes are subject to the courts located in Ontario.

Contact

Questions about these Terms can be sent to mackenzie@finexlending.ca or 289-635-9995.